78. Credit limit

$6,500.

That’s how much I’m worth.

At least, that’s how much I’m worth to the credit card company. They’ve upgraded me. Doubled my retail value, actually. Without making any mention of it to me, they went ahead and lifted the spending cap of my credit card. This also happened to lower my monthly payment, which I can’t complain about. The fact remains, they’ve still got a cap on me. Only, it’s a little higher now than it was two weeks ago. What did I do differently? Why the special treatment? What is my bank beefing up my ego for?

I’m instantly suspicious.

I can’t honestly say that I’m not touched by the gesture. It feels good to be commended for one’s commitment and consistent payments. I appreciate having an “Oh Shit Cushion,” in case of emergencies. It saved my ass when I was abroad and I guess the credit company appreciated all those airline ticket charges. Was this some kind of Welcome Home gift?

Thanks for the confidence boost, but I can see through your schemes. You noticed that I hadn’t been using the card lately. You were getting jealous. But you can’t be mad at me because I treated you so well earlier this year. Remember Antalya? That trip to South Korea? So instead you go out and get your hair done, you buy some nicer clothes, you practice batting your eyelashes, and you come back to me at twice the limit, practically begging me to use you again.

No thanks, Visa.

I’ve got enough baggage leftover from my time with you. Thanks for the memories, but once I pay you off, we’re through.

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